My family's dental health is important to me. Unfortunately for me, it is not as important to my little ones. Getting my kids to brush and floss on a daily basis is almost like taking on an obstacle course. I talked to my family's dentist about different methods I could try to encourage them to brush and floss on a regular basis. Some of the tricks worked, some did not. After some experimentation and talking to other parents, I was able to come up with a lot of great tips for helping kids care for their teeth. I started this blog to help other parents get creative when it comes to their kids and dental care.
If you're debating visiting an dentist for an emergency visit because of the cost, you should know that there are several financing options for emergency dental care. Here are some of the best options for financing last-minute dental services.
In some cases, you can get coverage for emergency dental care through your regular insurance provider. Be sure to check the details of your plan; since emergency care might fall outside of your regular network of providers, you should read the plan to see how your plan covers emergency treatment. For instance, they may only cover treatments that are clear emergencies, such as dental abscesses and knocked-out teeth.
Insurance for emergency visits may work a little differently than you're used to. Before you visit a regular dental care provider, they may have the chance to run your insurance, check how much of the cost you'll be liable for, and make sure that you're covered for all of the services you'll be receiving. In an emergency dental situation, this may not be an option. With short-notice dental operations, you may simply pay an up-front fee as specified by your dental insurance provider. You'll need to sign a waiver that states that you'll be liable for the remaining balance if your insurance carrier ends up rejecting the service costs.
Health Care Credit Cards
If you are uninsured and have poor credit, then you might consider a healthcare-specific credit card program. These are designed to help low income and low credit individuals finance health emergencies and pay back the balance gradually. These cards can be a good option if they have lower interest rates for verified medical charges. Some companies offer fast turnaround times on approval, so this can be a good option for quick financing on a dental emergency.
Your Dental Emergency Clinic
Finally, you may be able to get help from the emergency dental clinic itself. Your clinic may offer you a payment plan, and some clinics also give treatment discounts to uninsured patients.
These options can get you thinking about how to fund an emergency dentist visit. However, if your dental problem is truly an emergency, it's not a good idea to wait to see your regular dentist. Emergency issues such as loose teeth and infections could cost you a lot more money down the road and cause permanent damage in the meantime. A provider of great dental services can help you walk through your options for financing much-needed care.
For a local dentist, contact a dentist such as Barberio Frank DMD PC.